Uncategorized

Loans for freelancers with Asnef

Loans for freelancers with Asnef are one of the most demanded products in our country and without a doubt one of the most complicated due to the few rights that this group has. One of the main problems faced by an autonomous is the lack of liquidity at specific times.

Payments at 90 days or the need to renew the machinery they work with are some of the main reasons for this lack of money. This, together with the presentation of VAT each quarter can greatly complicate the day-to-day of an autonomous. And the situation does not improve if, unfortunately, the self-employed person is registered in Asnef or another delinquent file.

In Great Credit Particular, a private equity company that operates in Spain, we have opened a particular line of credit to grant loans for freelancers with Asnef. Find out more about her in this article.

 

Credits for freelancers with Asnef

Credits for freelancers with Asnef

Loans for freelancers with Asnef are an alternative financing product for all those self-employed, whatever the sector, they urgently need liquidity. Whether they are registered with Asnef, these loans are a fast and effective method of getting money when banks deny us financing. For example in cases with a high Cirbe, having an instability of income or by records in Asnef.
To be able to gain access to loans for freelancers with Asnef, you only have to fulfill one requirement: to have a property that is free of mortgages and charges. Almost any type of property can be used. Such as a land, a commercial space, a garage, industrial buildings, floors or perhaps a second home.

 

Loans requirements for freelancers with Asnef

Loans requirements for freelancers with Asnef

If you find yourself in the need to go to this type of financial product because the bank will not offer you the possibility of credit, these are the requirements to obtain loans for freelancers with Asnef:

  • Running a property. As we said several lines above said property must be free of mortgages and charges. The reason is simple: It’ll become the guarantee of your loan since we will make a loan with mortgage guarantee. Remember that you have to have enough income to cover the fees and settle the loan. Otherwise the guarantee will be used to cover it.
  • Send us the following documents: a copy of the deeds, your ID, Simple Note of the Land Registry and Proof of income. With this particular information, in less than 15 minutes, we are able to tell you if your loan has been pre-approved. If that’s the case, we will start immediately with all the current paperwork.
  • Perform an official appraisal of the house. This method will allow us to learn the real market value of one’s real estate to know how much money we are able to offer you in your loan for freelancers with Asnef. An external company regulated by the Sams Bank will be responsible for making such appraisal. We will take care of locating it.
  • Sign before a notary. After reaching an agreement on the conditions, we will write a contract to be signed before a notary to comply with current legislation..
  • Go to the Registry of Real Estate to register the house and the contract that’ll be associated. This management can be our responsibility.
  • Finally, and so that you are always informed of each step, we shall send you a copy of the expenses which have been generated in the formalization of the contract.

 

Financing for freelancers while still in Asnef

Financing for freelancers while still in Asnef

  • Because we are able to offer you an immediate financing alternative regardless of your economic situation. No matter whether you’re in Asnef, unless you have regular income or if your Cirbe is high. With a real estate to use as collateral we are able to offer you a loan.
  • You will have access to large amounts of money to spend on anything you want. Either to pay your workers, to change the machinery of your business or simply to attain the end of the month when customer payments are delayed. Or have invoices within 90 days. We can offer you financing with asnef from € 6000 to a maximum that equals 30% of the market value of one’s property.
  • You’ll have a margin of between 1 and 10 years to repay the loan. Which allows you to get the chance to formalize installments that provide you the opportunity to repay the borrowed money and interest with ease.
  • We also offer you the option of financing by monthly, quarterly or semiannual installments to pay off the loan. And not only that, you can also decide between paying installments composed only of interest and the principal at maturity of the loan. Or pay interest and principal fees each time. It’s up to you.
  • Because you have the last word when choosing notary. We want you to enjoy the greatest possible transparency in the negotiations. That is why you have the possibility to choose the notary you prefer.

If you want to know more about loans and financing for freelancers with Asnef, please contact us. Our financial advisors will help you with your loan.

About

No Comments

Leave a Comment